General Liability

Insurance Innovators Group has over 20 different binding authority contracts throughout its six (6) offices, representing the very best Managing General Agents Companies our industry has to offer. In addition we represent over 75 different brokerage markets for your more complex risks that do not fit within the scope of a binding authority. With this many markets there is rarely an opportunity that presents itself that we cannot offer terms for your client. To facilitate account placement and provide the best service in the industry to you, our clients, we have instituted dedicated underwriters in both our Small Business Unit and Brokerage Unit. Our underwriter’s expertise of the products and markets in their specialty units increase our ability to offer the best terms, conditions and pricing on a daily basis.

The minimum limit of liability offered is $300,000, while the majority of accounts have limits profiles of $1,000,000/$2,000,000/$2,000,000. Additional limits are available via our excellent array of excess liability or umbrella carriers (minimum premium for $1M is $550). Minimum Premium for General Liability risks start as low as $500 per risk (with some specialty products). Additional enhancements available on some risks include Professional Liability (also available on a mono-line basis), Liquor Liability (also available on a mono-line basis), Sexual Abuse and Molestation, Aggregate Per Project and Blanket Additional Insureds.

Sampling of available classes:
  • Adult Day Care
  • Alarm Installers
  • Apartments *
  • Bar/Tavern *
  • Catering *
  • Clubs-Civic, Service or Social
  • Condominium, Townhouses
  • Counseling
  • Day Care *
  • General Contractors
  • Residential
  • Commercial
  • Liquor Liability
  • Hotels
  • Offices
  • Pawn Shops
  • Refuse, Garbage Collection
  • Rental Dwelling Program
  • Restaurants *
  • Special Events *
  • Truckers *
  • Umbrella Coverage *
* Denotes Specialty Programs

Commercial Building Insurance Philadelphia

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